After the occurrence of traffic safety accidents, many car owners are not familiar with the insurance company claims related workflow, often encounter problems quite a lot of trouble. In order to be able to help car owners to better understand and prepare the materials required for automobile social insurance claims, this article will analyze in detail as well as all kinds of insurance claims required specific data documents and proof.

Materials required for routine insurance claims.

When making a routine insurance claim, the car owner needs to prepare the following materials:Accident notice, list of car repairs, the original invoice for car repairs, the original of the relevant cost vouchers (including the third party's property damage, injuries and deaths, etc.). , photos of the accident, a copy of the license of the insured vehicle and the driver's license.車保 In addition, according to the nature of different insurance accidents, accident certificates issued by relevant functional departments are also required. For example, road traffic accidents should provide the certificate of responsibility for road traffic accidents issued by the traffic management department, the mediation letter for damages or the mediation letter or judgment issued by the court; non-road traffic accidents need proof from the public security department; fire accidents need to provide relevant proof from the fire department.

Motor vehicle damage to the insurance company to make claims for the materials required:

1. original and copy of compulsory insurance policy for motor vehicle traffic accident liability, copy of driving license, copy of driving license, copy of business license, copy of road transport license, etc.

2. Proof of accident, such as proof of traffic accident, proof of fire liability, and other proof of accident issued by the relevant accident jurisdiction or recognized by laws and regulations;

3. accident mediation, judgment or arbitration, list of damages, invoice for repair of third-party property damage or voucher for economic state compensation for development of traffic safety accidents, and receipt of compensation for compulsory medical insurance of social responsibility company for motor vehicle traffic engineering accidents.

Motor vehicle third party liability insurance claims required information.

When the insured person claims for compensation, he/she should provide the following valid documents and information to the insurance company.

1. original and copy of compulsory insurance policy of motor vehicle traffic accident liability, copy of driver's license, copy of driver's license, copy of business license, copy of road transport license, etc.

2. Proof of accident conducting, including China Traffic Safety Accident Determination Certificate, Fire Liability Determination Certificate, and other relevant analysis of the accident jurisdiction can be issued by the department or the accident proof recognized by laws, policies and regulations;

3 . Accident mediation, judgment or arbitration, loss list, third party property damage repair invoice or traffic accident financial compensation voucher, motor vehicle traffic accident liability insurance compensation receipt;

4. If the third party is involved in personal safety casualties, we also need to provide medical invoices and cost issues list, hospitalized patient cases and diagnostic study certificate, transfer, discharge certificate, the injured and nursing staff business income can be proved, the injured person disability appraisal certificate, the injury, the deceased dependents of the status of the analysis of the original proof of the disability of the living appliances certificate and bills, the death of the deceased results of the proof of the cancellation of the certificate, the autopsy Proof, cremation certificate business as well as transportation and accommodation bills.

All Vehicle Theft and Robbery Insurance Claim Documents Required.

In an automobile theft insurance claim, the insured shall provide the following materials to the insurance company.

1. the original insurance policy, motor vehicles to carry out the registration of relevant certificates or copies (limited to October 1, 2001 after the motor vehicle can be registered for the enterprise household survey), a copy of the driver's license, driving license, both original and duplicate, the insured person through the business person's license or ID card copy, road traffic transport service license or operation management license copy;

2. Proof of theft and robbery cases issued by the criminal investigation department of public security at or above the county level of the place of insurance (proof of reporting), proof of non-reporting, the vehicle has been reported as parked, proof of theft issued by the business or paid parking lot or parking fee receipts;

3. a full set of original car keys, original purchase invoice, vehicle purchase tax payment certificate (or tax exemption certificate);

4. the insurance motor vehicle is robbed, snatched in the process of continuous security accident causes social insurance motor vehicle loss enterprise needs through the repair of reasonable management costs or other insurance motor vehicle is stolen, robbed, snatched after the vehicle is damaged or so that we cause the loss of parts on the car, appurtenances need to be repaired for the reasonable use of the cost of medical insurance motor vehicle repair costs and other relevant Documentation of financial expenses.

Information Required to Settle Motor Vehicle Personal Liability Claims.

When making a claim for personal liability coverage on a motor vehicle, the insured shall provide the following documents to the insurance company.

1. the original and copy of the compulsory motor vehicle traffic accident liability insurance policy, a copy of the driver's license, a copy of the driving license, a copy of the business license, and a copy of the road transport license.

2. Proof of accident conducting, including China Traffic Safety Accident Determination Certificate, Fire Liability Determination Certificate, and other relevant analysis of the accident jurisdictions can be issued or legal policies and regulations recognized by the accident proof;

3 . Accident mediation, judgment or arbitration, loss list, third party property damage repair invoice or traffic accident financial compensation voucher, motor vehicle traffic accident liability insurance compensation receipt;

4. If the third party is involved in personal safety casualties, we also need to provide medical invoices and cost issues list, hospitalized patient cases and diagnostic study certificate, transfer, discharge certificate, the injured and nursing staff business income can be proved, the injured person disability appraisal certificate, the injury, the deceased dependents of the status of the analysis of the original proof of the disability of the living appliances certificate and bills, the death of the deceased results of the proof of the cancellation of the certificate, the autopsy Proof, cremation certificate business and transportation costs, accommodation bills.

Through the above introduction, I hope car owners can have a clearer understanding of the materials required for auto insurance claims, so that they can quickly and smoothly meet the requirements of traffic accident claims.

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